The Adani Group's power projects, Reliance Gas and Transportation, and  Hindalco Industries  have had their loans restructured  after they blamed the  economic slowdown  and land acquisition and environment clearance delays. In August 2014, the Reserve Bank of India allowed banks to extend the tenure of loans to 25 years to match the cash flow of infrastructure projects, while refinancing them every five years. Earlier, banks did not lend beyond 12 years for infrastructure projects. Banks allowed Reliance Gas to repay its loan by 2030-31 against the current repayment schedule over the next four years. The company had debts of Rs 16,010 crore in 2014-15 and its promoter agreed to provide financial support as and when required by the company. The company reduced its finance cost from Rs 868 crore in 2013-14 to Rs 657 crore in 2014-15. Hindalco's loans worth Rs 14,700 crore were refinanced for its Aditya Aluminium project. The company now needs to repay only six ...